.Union Money Management Minister Nirmala Sitharaman3 min went through Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Administrator Nirmala Sitharaman declared that the government intends to open up over 30 thousand new PMJDY accounts throughout 2024-25.Rundown media reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have actually levelled considering that the program's launch a many years earlier, along with a collective deposit remainder of Rs 2.3 trillion.The normal balance per account has actually raised coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Approximately 80 per-cent of these accounts are actually presently energetic." PMJDY has played an important part during the course of the astronomical, particularly for women," stated Sitharaman.Even with the allocation for zero balance and also the lack of a minimal balance criteria, just 8.4 per-cent of the accounts sustain a zero harmony. The plan has actually been specifically successful in country and semi-urban places, where 66.6 percent of the accounts are located.As of August 14, 2024, girls account owners embody 55.6 per cent of the overall accounts, totaling up to 295.6 thousand accounts, depending on to the Ministry of Money management.
Currently, 99.95 per cent of all lived in villages have financial facilities on call within a 5-kilometre distance through a variety of touchpoints, featuring financial institution branches, automated teller makers, banking reporters, and India Article Payments Bank.Since August 14, 2024, there end 1.73 billion surgical CASA (bank account money market account) profiles in the nation, featuring more than 530 million operative PMJDY profiles.Concerning social safety and security systems, Sitharaman highlighted that over 200 thousand advancing enrolments have actually supplied life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly superior of Rs 436.Furthermore, over 450 thousand increasing enrolments have actually provided 1 year accidental cover of Rs 2 lakh (for death or even irreversible total impairment) and Rs 1 lakh (for long-lasting partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs twenty per year.The Atal Pension plan Yojana has enrolled over 68 thousand users.In regards to credit-linked programs, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective car loans amounting to Rs 29.93 mountain (since July 12, 2024) have been actually accredited to give collateral-free institutional financing to mini and local business units as much as Rs 10 lakh for income-generating tasks.Under the Rise India Plan, 236,000 cumulative loans totalling Rs 53,609 crore (as of July 15, 2024) have actually been approved to Planned Caste, Scheduled Group, and also women business people for establishing greenfield jobs.In addition, the Pradhan Mantri SVANidhi scheme has actually sanctioned finances worth Rs 12,630 crore to 6.52 million street merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 mountain.u00b7 There end 1.73 billion operative CASA accounts.u00b7 Ladies account owners consist of 55.6% of overall profiles.Initial Published: Aug 27 2024|9:37 PM IST.